Yatırımcılar İçin Farklı Bir Alternatif (Review Of Insider Monkey's Quarterly Newsletter)


Günümüzde insanların çoğu iş yerlerinde zamanlarının büyük bir bölümünü harcamaktadır fakat belki haftada 40 saat mesai yaparak kazandıkları ve yıllardır biriktirdikleri tutarları yönetmek için aynı zamanı kullanmamaktadırlar. Oysa bir insanın uzun dönemde birikimini iyi yöneterek kazanabileceği tutar hayatı boyunca kazanacağı maaşların bir kaç katı olabilir. Yatırım enstrümanları arasında borsa’da işlem gören hisse senetleri uzun vadeli kazançları ile diğer bir çok yatırım aracını geride bırakmaktadır. Özellikle günümüzde gerek vadeli mevduat ve hazine tahvili faizlerinin enflasyon seviyesine düşmesi gerekse altın gibi diğer enstrümanlardaki ciddi hareketler borsayı daha da cazip hale getirmektedir. Borsa yatırımcıları sadece Türkiye’de değil yurt dışında da yatırım yapabilmektedir. Bu da onlar için zengin bir çeşitlilik imkanı yaratmaktadır. Borsanın uzun vadedeki enflasyondan arındırılmış yıllık getirisi Amerika ve Türkiyede yaklaşık 9% oranında gerçekleşmektedir.

Borsada oyuncular iki sınıfa ayrılmaktadır. Bu sınıflar yatırımcı ve spekülatörlerdir. Yatırımcılar bir hisse alırken o şirketin iş yapış şekline, kar marjına, borçluluk oranına, gelecekteki potansiyeline vb. somut verilere bakmaktadırlar. Spekülatörler ise kısa vadeli hareketlerden faydalanmaya çalışırlar. Özellikle küçük yatırımcı grubundaki spekülatörler aracı kurumların aldığı komisyon giderleri nedeniyle uzun vadede paralarının büyük bir bölümünü kaybederler.

Borsa yatırımcıları Türkiyede İşbankası, Akbank, Garanti, Tüpraş, Koç Holding, Sabancı Holding, Enka İnşaat ve Alarko gibi çok uzun yıllardır faaliyette olan ve sürekli kar eden şirketlere çeşitlendirme yaparak yatırım yapabileceği gibi Amerikan borsasına da açılabilirler. Amerika’da Türkiyenin aksine Serbest Yatırım Fonları (Hedge Funds) oldukca gelişmiştir. Bu fonlar yatırım dünyasındaki en başarılı yatırımcılar tarafından yönetilmektedirler. Ekonomiturk sitesinin sahibi olan İnan Doğan’da bu fonları kullanarak özel bir model geliştirdi. Geliştirdiği model son iki buçuk yılda 125% getiri sağlayarak aynı dönemde 53% getiri sağlamış SP500 endeksine önemli bir fark attı. Bu konudaki değerlendirme yazımıza “Reviewof Insider Monkey’s Quarterly Newsletter” adresinden ulaşabilirsiniz. Ayrıca bu adresi kullanarak Insider Monkey’e üye olanlara özel bir indirim kuponu da (discount code) sağlıyoruz.
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Books To Read Before You Die

The Insidermonkey has an esteemed list of Top Books To Read Before You Die. A bucket list of literature, you can say. So start checking, how many of this list have you already tackled? Are any on your own personal “to-read list?” And are there any on the list you think shouldn’t even be on it? There is only one way to find out.

“Best of” lists are great for things like pop culture moments, celebrity snafus, or provocative photographs. But when it comes to a best-of list of books, you’re not looking for cheap entertainment or nostalgia as you click through. You want to know what you should have been reading during those commutes you spent scrolling through your phone. These books span multiple centuries, covering many genres and original languages. And if you think Harry Potter or Twilight top this list, think again, they're not even close.

Anyway, these are the books that you should keep in your bucket list. Or to think of it in a more positive light, surely these books can make your life better. These are books that are not only great standing completely on their own, but they're even more valuable reads because they are referenced so often that not knowing their content can make you feel left out of the conversation. Broaden your horizons, enrich your mind, and expand your knowledge of classic books. Moreover, while we are talking about a bucket list, you might want to check our article on the Top 10 Places to Visit Before You Die and Top 15 Places To Visit Before You Die as well.
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Best Star Wars Books Every Fan Should Read

Still, what some fans have not realized is that there’s a world of Star Wars outside of the movies. I’m talking about the world of the Star Wars Expanded Universe. Now, while some fans may not have heard of the EU, others have heard of it, but choose to stay away because there’s way too much of it to take in. There are a lot of books in the EU, and it can be difficult to find the best stories to read. Many of the books are just plain bad, and some of them have storylines that last for dozens of books. You’d have to dedicate your reading list just to Star Wars books for at least a year if you wanted to dive into those stories. And to guide you with that, Insidermonkey came up with a list of best Star Wars books. Anyone, who is a fan of star wars, must read these books.

Since the debut of the first film in 1977, the Star Wars saga has grown in comics, books, cartoons, newspaper strips, and even some video games.  All of tell the stories that take place before, after and during what was shown in the films.  So encompassing has this ‘expansion’ of the six-film saga become that it’s now a full-fledged “history” of the Star Wars Universe and includes several eras of time set over the course of five thousand years. Video games have taken pretty seriously as well, and programmers and software designers have developed numerous Star Wars video games. The first Star Wars game produced by LucasArts was based on Star Wars Episode IV, and was available for the original Nintendo, and Nintendo’s handheld system, Game Boy. If you are interested in some of the best video games ever made, based on the Star Wars saga, check out our list featuring The 25 Best Star Wars Video Games of All-Time.

This monumental task set upon by hundreds of writers, editors and creators under the careful guidance of Lucas’ hired staff at “Lucas film” has been a source of enjoyment for fans of the Star Wars films for years; but new fans not always sure where to begin can find things a bit daunting at first. For those who may only want to dip their feet first before fully plunging in, what sampling of items should they choose? Here may be found a starting point, a list of titles that are available that should help you to get an idea of some of the great things that are out there in the galaxy far, far away. Read More!

Best-Selling Video Games of All Time

Millions of people around the world enjoy playing a video game or two after a busy day at school or work. Games are a great tool for unwinding as long as you play them in moderation. But, have you ever wondered what the best selling games are? Visit Insidermonkey, as they compiled a list of the Best-selling video games of all time.

It's been a massive decade for interactive entertainment, with the PS3, Xbox 360, PC, Wii, 3DS, and DS delivers games that have shattered records and attracted swaths of new gamers to the fold. And while sales stats aren't the most important indicator of success, they're a good indicator of what franchises and characters we'll be seeing more of in the years to come. So which games dominated cash registers in the last generation? We poured through published reports, sales trackers, press releases, and record publications to find out the official worldwide sales totals.

With video games breaking into the mainstream, it's become clear that they are as, if not more, profitable than Hollywood blockbusters. More importantly, video games are more convenient and accessible as they can be played on multiple processors, are cheaper in the long run, and can be customized according to the viewer's taste. This list is comprised of titles that have put up huge numbers on the sales charts worldwide. The top sellers may surprise you. However, if you are not into gaming and more interested in knowing mobile apps, our list of the top 15 best-selling apps for Apple’s iPhone, iPad and iPod Touch probably is the one you are looking for. Read More!

Cheapest Cities to Live in the World

Moving overseas can seem like a costly proposition, at least with all the upfront expenses, but relocating to some cities can actually save you money in the long haul. And if you are planning to do that, the article on Insidermonkey about the cheapest cities to live in the world surely can guide you.

It’s not hard finding a cheaper place to live than where you probably live right now. That list would probably be hundred countries long. You could just pull up Gross Domestic Product breakdowns and compare it to other countries. A list like that will only take you so far, however. Just because Pakistan, Somalia, Sudan, or Haiti is cheap doesn’t mean you’re going to want to live there. Other places are a bargain and very desirable, but the visa situation makes it very tough to buy or even set up residency unless you’re going to marry a local, get a job with a multi-national, or start your own corporation.

Anyway, if you really are looking to stretch your dollar on a global scale, you should definitely consider a move to the Far East. In the Economist's latest World Cost Of Living Index, Asian countries make up more than half of the world's 10 least expensive cities. However, if you were born with a silver spoon in your mouth and you care to maintain your current lifestyle, you should check out our list of the Top 15 Most Expensive Countries in the World – 2014 and decide on which of these luxurious places you would like to move to instead. Read More!

Most Used Social Media Websites

The most popular social networking sites sure have changed over the years and you can expect them to continue to change as times goes on. Old social media trends will die, and new ones will appear. Now, if you are wondering about the current trend and want to know which the most used social media websites in 2014, just click on the link and visit Insidermonkey to read about them.

The internet has made the world smaller. Information is at our fingertips. Now, with social networking, we have even more access to news and opinions than ever before. It's now entirely common to hear someone ask you to share something on Facebook or to receive breaking news via Twitter on your phone. The world has changed from keeping a Rolodex with lists of contacts to now knowing nearly everything about everyone you've ever met. It's easy to see what your friends ate for dinner, how fussy their kids have been and how they feel about Mondays. As much as people may decry the useless personal information that some people provide on social networks, most people cannot bring themselves to cancel an account for fear that they'll miss out on important information.

"Social networking" has been around forever. It's the simple act of expanding the number of people you know by meeting your friends' friends, their friends' friends and so on. In fact, many of us today use Twitter and Facebook to promote our existing and upcoming businesses. So whatever the reason is, if you are interested in knowing about the popular social networking sites, here is a short roundup of a few of the trendiest social networks people are using both on the web and on mobile right now. However, instead of just social networking sites, if you would like to know about all the websites, there is another list on Insidermonkey about the Top 15 Largest Websites in the World.
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Best Selling Products Online

As more and more shoppers move online, cyber shopping behavior will increasingly determine what’s hot with consumers. Retail technology company merchants work with many major vendors like Home Shopping Network, Office Depot, and Bookstore to help them sell products online. This gives the company a good real-time look at what cyber shoppers are buying. Insidermonkey done the research and compiled a list, so without further ado, here is the best-selling products online.

 According to statistics from Forrester Research analysis books, computers, clothing, toys, video games, consumer electronics, jewelry, health and beauty products are just some amongst the best selling products online. Software, books, music, videos and flowers made around $711.3 million, or 26 percent of the total. Computer hardware, consumer electronics and office supplies made $449.2 million, or 16 percent of the total. Apparel, footwear, jewelry and home decorations made $353 million, or 13 percent of the total. Health, beauty and food and beverages made $220.5, or 8 percent of the total. Toys, video games and sporting goods made $199 million, 7 percent of the total. Small appliances, appliances, furniture, garden tools and equipments made $95.6 million or 3 percent of the total. These are the best selling products on the Internet right now. And in total they made over $2.8 billion.

Starting a business is an incredibly exciting time for any entrepreneur; however, it can also be stressful with so much to do in so little time. However, there are a number of products and services that can help you maximize your chances of success while also saving you considerable time and money. This article aims to introduce you to some of the less obvious ones that are really popular on the Internet. These products and services can help you set your business on the right path from Day One. Moreover, if you need more ideas, you can check out our list of the 10 Top Best-Selling Products of All Time as well.
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Best Countries for Medical Tourism

Medical tourism is on the rise, and dozens of countries around the world, from Asia to South America to Eastern Europe, are getting in on the act. Agencies are being set up to promote less expensive health care costs to potential foreign visitors from developed countries where health care costs are through the roof. Research and editorial team of Insidermonkey worked hard to compile the most accurate, current information on international medical travel, global healthcare, and the international patient experience. So if you need medical attention and wondering about the best countries for medical tourism, just click on the link to read the whole article about it.

The world population is aging and becoming more affluent at rates that surpass the availability of quality healthcare resources. In addition, out-of-pocket medical costs of critical and elective procedures continue to rise, while nations offering universal care are faced with ever-increasing resource burdens. These drivers are forcing patients pursue cross border healthcare options, either to save money or to avoid long waits for treatment. Moreover, the ongoing uncertain economic landscape and fluctuating environment for major currencies, the continuing entry of more and better hospitals around the world, and the energy by some government tourism boards in promoting medical tourism, are forcing both providers and patients to review what makes a good value in medical tourism and where and how to get it.

Some people travel to obtain medical surgeries or other treatments. Some people go abroad for dental tourism or fertility tourism. So, where are the best countries to get that expensive surgery, the routine checkout, or the plastic surgery makeover? To be honest, there are so many potential countries that it was hard to narrow it down to just ten. But with good effort, Insidermonkey done the impossible. Let’s find out what made these places special. However, if you are a doctor yourself and not a patient, you might want to check out our list of the 16 Highest Paying Countries for Doctors.
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Longest Rivers in the World

Measuring a river’s exact length can be a tricky business and as a result the length measurements of many rivers are only approximations. In fact, there has even been some disagreement over the years as to whether the Amazon or the Nile is the world’s longest river. These disparities are usually due to differences of opinion on where the mouth and source of the river are actually located, but the list I have read on Insidermonkey tried to go with the scientific facts and researches instead of rumors. Anyway, if you would like to know about them, here is the list of the longest rivers in the world.

There are many factors, such as the source, the identification or the definition of the mouth, and the scale of measurement of the river length between source and mouth, that determine the precise meaning of "river length". As a result, the length measurements of many rivers are only approximations. Even when detailed maps are available, the length measurement is not always clear. A river may have multiple channels, or branches. The length may depend on whether the center or the edge of the river is measured. It may not be clear how to measure the length through a lake. Seasonal and annual changes may alter both rivers and lakes. Other factors that can change the length of a river are flooding, dams, levees, and channelization.

These points make it difficult, if not impossible, to get an accurate measurement of the length of a river. The varying accuracy and precision also makes it difficult to make length comparisons between different rivers. Despites these uncertainties, people still like to measure and rank rivers. And to know more about the ranking click on the given link and read the detailed article on Insidermonkey. Moreover, for further information on other large water-masses, check out our list of The 15 Largest Bodies of Water in the World as well.
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Longest Prison Sentence Served by an Innocent Man

Justice must be served. But it's not always served the right way, like when people go to prison for crimes that they never committed. Here are 10 stories I found on the Insidermonkey about the longest prison sentence served by an innocent man. Sadly, these people just suffered the hard consequences of a broken justice system.

Going to prison is something that strikes fear into the heart of most of us. The thought of being incarcerated, our freedom taken away, for even a few months, is enough to keep most of us on the straight and narrow. However, for one reason or another, be it insanity or anger, greed or negligence, every once in a while, some of us fall foul of the law. Fortunately, in most countries, the punishment fits the crime, and a petty theft, for example, will not result in a long prison sentence, or, if it’s a first offense, in any sentence at all, while a serious crime, like rape, murder or fraud, may result in longer terms, or even life imprisonment.

But what do you give someone who's been proved innocent after spending the best part of their life behind bars, wrongfully convicted of a crime they didn't commit? Nothing really can cover up the damage. When an innocent person goes to prison it is a tragedy for society as well as for the wrongfully convicted and his family. His life is ruined, taxpayers pay for his upkeep and the real criminal is still at large. Justice is a basic human right that should be ensured. But it is not always rightfully served when people go to jail for crimes that they never committed.

Anyway, though the story is really sad and unexpected, if you find it interesting, we recommend you to check our article about the longest prison sentences ever given. Unlike the innocents, these criminals actually committed crimes.
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Most Profitable Industries in America

Want to work in a profitable industry? Accounting's your safest best. Few people know better than accountants what goes into a company's bottom line. So it's not too surprising that accounting and related fields top the list of the most profitable industries in America. To know more about them and the full list, you should visit Insidermonkey just by clicking on the link.

With job growth so weak, a common question among people without jobs and even some who are currently employed is, “Where will the jobs be tomorrow?” One way to answer that question is to examine which industries are the most profitable, as moneymaking fields are likely to be attractive to entrepreneurs. In addition, profitable businesses are more likely to be able to afford to add employees to help them grow.

Several studies suggest that companies that focus on multiple stakeholders tend to achieve better financial performance over the long term. Intuitively, this makes sense, too, because, as professor Ed Freeman of the Darden School of Business at the University of Virginia puts it, "business is about how customers, suppliers, employees, financiers, communities, and managers interact and create value." We strongly believe that the greatest and most successful companies are those that are able to benefit all of the various groups. Moreover, if you are not interested in American industries or want to compare American industries with global toppers, you may find our cover story about the most profitable companies in the world very interesting.
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Best Selling Apps for iPhone and iPad

In celebration of the five-year anniversary of the iOS App Store, Apple has revealed the all-time best selling apps across its devices, with Angry Birds appearing across the board. If you want to know about how many of these apps do you own? Take a look at the article on Insidermonkey and find out how many of the top 10 best selling apps for the iPhone and iPad in 2014 you actually are familiar with.

Chances are, your iPhone is already loaded with favorites like Facebook, Spotify and “Angry Birds,” but there’s a wealth of exciting software to be found when you dig a bit deeper. The App Store is loaded with gems that will really change your iPhone experience, for just a few bucks, whether you want to turn your handset into an intuitive filing assistant or a powerful camera. You should get the most out of your iPhone by loading it up with the best apps. Whether you're interested in utilizing all the extra screen space on a new iPhone 6 Plus, or you just want to get the most out of an older model. With the release of the iPhone 6 and iOS 8, a number of app developers started taking advantage of the new capabilities. You should, too. Some apps make use of the screen space afforded by the larger phones, as with these 10 gorgeous apps.

Apps are the cornerstone of iOS. The ecosystem is what sets Apple's mobile platform apart from its rivals, and the highest-quality iPhone apps are typically best in class. But, like any app store, it is sometimes difficult to find out what are truly the best apps, the ones that stand out from the rest - because they offer a tool or service that is far beyond anything else available. Sometimes the best apps are free, other times you will have to pay a little bit for them. That’s why the list on Insidermonkey offer up everything you need to know about the apps. Moreover, if you’re interested in finding out even more apps for your iPhone device, take a look at of the Top 15 Best Selling Apps for iPhone too.
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Most Interesting Subreddits

After reading the article on Insidermonkey about the most interesting subreddits, I thought I should share this with you people who love reddit. These subreddits have proved helpful and thought-provoking for me, so I suspect some of you may benefit from them as well.

Reddit calls itself the front page of the Internet for a good reason. Many of the most popular posts you see around the Internet (like on BuzzFeed) trace their roots to Reddit. It’s a machine that surfaces interesting content on all kinds of subjects. But sometimes you want to go deeper or much more specific. Much like magazines, there's a subreddit for everything: cooking, relationship advice, individual products, etc. There are a gazillion subreddits to explore these topics and it can be tricky to find the ones you’ll really be interested in. Also, many subreddits have a very niche audience. But those gathered on Insidermonkey should have a very broad appeal.

After all, Reddit is huge. Really huge! There are a lot of subreddits, with new ones popping up every single day. If you are going to waste hours browsing funny, insightful, useful and interesting things on Reddit, you should follow the best Reddit has to offer. And this list can really guide you with that. However, if you want more, take a look at our previous cover story on Most Popular Subreddits too.
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Places in Europe You Must See

Europe is home to historic cities, world-famous museums, and phenomenal restaurants. But there are also gorgeous hidden beaches, phenomenal ski resorts, and stunning natural formations like canyons, waterfalls, and gorges. So to help you plan your next trip to Europe, there is an article on Insidermonkey about the top ten places you must see in Europe before you die and we believe this list can be your ultimate bucket list of travel destinations.

From major metropolises to charming, overlooked locales, Europe is brimming with cities everyone should visit. But where does a penny-pinching, adventure-seeking travelers even begin, when it comes to traveling Europe? It is really confusing and hard to decide. The commonly known London, Paris, and Amsterdam are great. Those cities should be on everyone's bucket list. For millennia’s, these cities offer delicious street food, hip hostels, cozy cafes and many glimpses into new cultures. But there is a lot more. If you’re dreaming of visiting one of those picture-perfect European towns filled with old-world charm, incredible scenic beauty, or perhaps both, where do you begin your search for the best destinations? From the Norwegian fjords and the magnificent Alps to the sun-splashed Greek isles and everything in between, here is a look at 10 of the most beautiful places in Europe.

After all, everyone wants to visit Europe at least once in their lifetime and you should too considering how full of beauty, magic and wonder it is. Add to that some of the world's most extraordinary landscapes, people and experiences! But with the plethora of options, which places should you travel to while you're there. Well, that’s why Insidermonkey pulled this list of the Most Amazing Places to Visit in Europe! You can thank us later. For now, enjoy these gorgeous, most amazing places to visit in Europe. However, if you are a European or visited Europe already, you might find this list of the 10 best places to visit in the USA interesting instead.
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Poorest Cities in America

Despite an ongoing economic recovery in the U.S., American households are still struggling. If you are American or planning to live in America, the article on Insidermonkey about the poorest cities in America has all the information you will need to decide your destination.

It’s all too easy to forget the levels of inequality. We all know that many cities are classed as “low income” or “poor” but what does that really mean for people in that particular area? We’ve taken a look at the top ten poorest cities, to reveal some background on daily life in these cities in an attempt to shed some light on why these cities are so far behind much of the rest of America.

After all, income levels and poverty rates do not always move in lockstep, but they tend to be closely related. In fact, the Census Bureau measures poverty status by determining an income threshold for a household, depending on the age of the householders, family size, and number of children. As a result, poverty levels tend to be higher in places with exceptionally low incomes.

Anyway, if you are curious now, be sure to visit Insidermonkey and take a closer look at the list of the poorest cities in America. After all, it is worth just as much to know where improvement is needed, as where people are very well off. Moreover, if you want to compare them with the rest world, especially rich cities, check our list of the The Top 10 Richest Cities In The World as well.
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Best Selling Video Game Franchises of All Time

The videogame industry is built on franchises. Whether it's Lara Croft, Mario or Madden, franchises dominate store shelves. Though some may complain that there are too many sequels, many of the greatest games in history are one piece of a larger franchise. And if you feel interested about the best-selling video game franchises of all time, there is a whole list of them on Insidermonkey.

The global video game industry is worth more than $76 billion, and is expected to grow further, bringing in more gamers, and raking in higher revenues for video-game makers and console producers. In the past two decades, technological advancements have helped spearhead the industry’s growth to a point where it is worth more than the movie industry.

The success of some titles has spawned sequels and upgraded versions, bringing our favorite characters in the new age of ultra-high definition gaming. This franchise model has proved highly successful for developers, and has resulted in some of the most lucrative entertainment media properties over the years. Some of these franchises are so popular, that you are not even shocked anymore when you see your kids playing same video game you used to play back in the day.

The video game industry has been one of the great success stories over the past decades. From the days when Super Nintendo and Sega Genesis were the biggest names, to the latest generations of the PlayStation 4, the Xbox One, and new advances in computer gaming, there have been a few products that have changed so differently over the course of the last twenty years. However, several franchises have proven to be consistently popular, and have created many best-selling titles beloved by casual games and hard-core fans alike. Let’s take a closer look at the best-selling video game franchises of all time. Moreover, if you are more interested in individual games, be sure to check out our list of the 10 best-selling video games of all time as well.
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Most Popular Fast Food Chains in America

Americans love fast food. They spend more money on fast food than on movies, music, books, magazines, and newspapers combined. The rapid growth of this $240 billion industry over the last 30 years has been the result of economic shifts that have forced more women to work outside the home. And if you want to know about them, there is a detailed article on Insidermonkey on the ten most popular fast food chains in America.

Undoubtedly, the prevalence of farmers markets and thoughtfully curated seasonal menus have inspired customers to think twice about their eating habits, and altered the landscape of the American dining scene, yet fast food, whether eaten out of desperation on a long interstate haul, or indulged in as cheap convenience when a craving for french fries strikes continues to resonate with Americans, as this list of the 10 most popular fast food chains reveals.

While we often rail against the horrors of fast food, it would be naive of us to believe that one can stay entirely away from it. Whether it's a long road trip, an unforeseen airport delay, or just a long week at work, fast food occasionally has to be consumed. The trick is making sure the fast food you're choosing isn't all bad. However, if you are not an American and still love fast food, there is another list for you as well. Check out the article on The 10 Biggest Fast Food Chains in the World!
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Seven Most Liberal Cities in the US

Americans have countless stereotypes about people from different regions of the country. There’s the polite Midwesterner, the abrasive New Yorker, the Berkeley hippy, the gun-toting Texan. Nowadays cities everywhere in America tend to lean to the left, even the ones in conservative states like Texas. And in case you are wondering which cities are the most liberal, the article on Insidermonkey about the most Liberal cities in the US may be able to answer that question.

Of course, this shouldn't come as too great of a surprise. As I noted in an earlier article, conservatives tend to prefer smaller, more rural areas, while liberals prefer living in urban areas. So what is it that makes a city liberal? We're looking for something deeper here than the usual “Best Places” tabulation of hot job markets, low taxes, booming real estate, temperate climate, and the absence of freeway congestion. Cities can rank quite high in these categories and still be dreary, soulless places. Indeed, such “qualities” sometimes diminish the spirit of a community, social fragmentation, urban sprawl, and lousy public services.

It seems to us that a good place to live ought to offer more than just high salaries and a low crime rate. That’s why we set out to find cities that are making a special effort to foster connectedness and contentment among all the people who live in them. In the process of selecting our Top 7 cities, we gave high marks to places that hold together as communities even though they may not score that well on a traditional checklist of advantages and disadvantages. Yet sadly as it turns out, the substantive impact of citizen’s preferences on policy outcomes is quite large. The most liberal cities have higher taxes per capita, rely on less regressive tax systems, and spend twice as much per person as their most conservative counterparts. Anyway, if you want to know more about it and want state wise information, take a look at the US’s 10 Most Liberal States as well.  
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Countries to Visit Before You Die

Plenty of people return to the same place on vacation, year after boring year. Really, there's an entire world out there. To be exact, there are 196 countries, and pretty much every one is more exciting than going to Disney World for the 10th time. But where on Earth should you go? And to help with that, Insidermonkey compiled a list of the top countries to visit before you die.

We embrace novelty in the world of travel. The slightest excuse will have us swooning over a fresh itinerary, or cooing over a whizzy travel app. We rush to experience novel air routes, fall over ourselves to visit on-trend boutique hotels and are the first in the queue when a new heated gondola begins to climb the Alps. These destinations are interesting to be sure, but if one wants to travel the road less taken, it usually means turning to countries with less than stellar reputations. Oftentimes War-torn countries or nations with a history of political problems feature just as many of the attractions as the tourism superstars, but with sparser crowds and more of an edge. And, yes, often it’s only a matter of time before these insider destinations join ranks with the package-tour itinerary stops. So ignore the disaster journalism that characterizes countries as places to avoid. Sensational reporting by its nature never makes mention of the generous people living regular lives at the edges of the big story. Amazing and unique sights and experiences that are conspicuously absent from the timetable tours of more tourist-friendly countries await the intrepid traveler. Besides, no one knows what destination will be tourism’s Next Big Thing, but chances are it will be one of the places on this list.

However, if you have already seen this and were left wanting for more, you can always read our other lists on the top 10 places to visit before you die or the top 15 places to visit before you die.
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Foods to Eat Before You Die

"There is no love sincerer than the love of food," George Bernard Shaw said. Judging by the number of amazing dishes out there, he was right. But which are the tastiest? Which are the best foods? If you are drooling and want to know about them, there is an article on Insidermonkey about the top 10 foods to eat before you die.

Everyone has their own special choice for food, something that instantly cheers them up. But the truly delicious foods tend to inspire legions of devotees from the U.S.A to Europe to Africa. Sometimes it’s the ease of availability; sometimes it’s the taste. The best foods usually all have three things in common: they have to make you feel immensely better after taking just a few bites (though it’s likely you’ll continue eating to prolong that heartening feeling), they have to have a slightly sentimental or nostalgic quality that reminds you of your childhood or happier times, and they need to be absolutely delicious.

There are a lot of things people hope to accomplish in their lives. Having successful careers, raising a loving family, making a ton of money, these are among the most common goals. Those are all good and fine, but what about the finest things in life? Like making sure you've tasted freshly-made whipped cream or eating a big bowl of the classic Korean dish bibimbap before you're buried six feet under? Since we don't want you to go through life without eating as best as possible, we've put together a list on Insidermonkey about things you have to eat before you die. However, if you want to enlarge your bucket list, you should also check out our lists of the Top 15 Places To Visit Before You Die and The Top 10 Places to Visit Before You Die as well.
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Most Profitable US Sports Teams

When you see someone wearing Major League Baseball garb, it's often bearing a New York Yankees or Boston Red Sox logo. That's because these two teams account for a little more than half of all MLB merchandise sales. However, even with this success at cash registers across America, the Yankees and Red Sox are not among the most profitable teams in all of pro sports. Now, if you are interested and want to know more, feel free to read the article about the most profitable US sports teams on Insidermonkey.

Although the reasons behind each team's wealth vary, consistent things among the top dogs are massive revenues and sponsorships, along with huge ticket sales and TV deals. People all over the world like sports. People like sports so much, in fact, that they’re willing to spend vast amounts of money watching, gambling on, and supporting their personal favorites. As a result of this influx of fiscal activity, and the fact that there will always be a demand for people who are insanely good at the athletic feats unlike the rest of us, we often pay just to enjoy the thrill of watching what they can do.

Anyway, in America it is really one sided. There are countless ways to point out the popularity gap between the NFL and every other American sport. So NFL teams from Baltimore, Green Bay and Indianapolis are more valuable than any other franchise in American sports, other than those three baseball teams. Not that anyone was really arguing the NFL's dominance in the sporting scene anymore, but wow. The Dallas Cowboys were the top NFL team on the list, valued at $2.1 billion. That's no surprise given their widespread popularity and the most opulent stadium in sports. The Yankees were tops among American sports teams, but number four in the whole world.

However, if sports are not your thing, instead of following this sports article, feel free to take a look at our list of The Planet’s 10 Most Profitable Companies.
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Most Popular TED Talks in 2014

With so many incredible TED speakers to choose from, how do you decide what to watch? Do you go with the most popular or most recent videos? Or should you search deeper for the TED Talk that will inspire you most. If you want to know, there is a list on Insidermonkey about the most popular TED Talks in 2014.

Nonprofit organization TED launched in 1984 with a mission to present ideas worth sharing. It has since become a cultural phenomenon, bringing together thought leaders from around the globe to give short, 18-minute talks about ideas that could change the world. Of the more than 1,800 TED Talks, which have been viewed a total of 2.5 billion times across all platforms, a few have risen to the top. So, if you’d rather start with a wider range, check out our list of The 20 Best TED Talks of All-Time instead.

Feel like getting inspired, motivated or just looking for a feel-good cry? Then look no further. There's no better way to start your day than with a fresh cup of coffee and a nice TED talk to make you feel ready to take on your day. TED is dedicated to ideas worth spreading. And that leaves many wondering exactly which ideas have been spread the most widely in the six years that TED Talks videos have been available online. But don't feel overwhelmed, Insidermonkey rounded up 15 Most Popular TED Talks in 2014. If you are a fan and it is time you should check if you missed any of these masterpieces.
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Most Durable Cell Phones You’ll Find

Phones may be becoming smart, but they're not getting very tough. About half the time someone wants to show me something on their phone, there's a crack running down the middle of the screen. But it's not their fault. Most phones are designed to be thin and fast, not durable. But, there are few great phones that are built to last. Now, if you are wondering, there is a list on Insidermonkey about the most durable cell phones on the market.

Smart phones are all the rage nowadays. They can take photos, run apps, give directions, and much more that was once impossible to do a cell phone. But the smarter and more powerful smartphones get, the more fragile they become.

But if I had been using one of the rugged phones, these slips or drops wouldn't have such a big deal. These rugged cell phones are solid choices for the accident-prone, for those who work in rough environments, or outdoorsy types. And while being tough is a top-line feature, these phones can do a lot more than just make calls and survive falls.

So if you’re looking for a phone that can withstand your active life, take a look at the Insidermonkey and check out the list they made on the 10 most durable cell phones. However, if you are not into rugged phone and want something fancy, our list of The 10 Most Expensive Mobile Phones on the Market might be what you are looking for.
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Countries With the Lowest Tax Rates

Businesses, however, are always on the lookout for profit. The less the expenses are, the higher the profit. And taxes are expense items that can dent the bottom line. So which countries are the friendliest in terms of tax rates? Which countries charge the least to a company in relation to the latter’s commercial profit? If these questions came to your mind, Insidermonkey made the list of The 10 Countries with the Lowest Tax Rates in the World to answer your question.

Seemingly everyone has an opinion about taxes. As one of the largest economic and political issues of any country, the subject of how high taxes are (and upon which segment of society they predominantly fall) can be counted on to engender heated debates among politicians, academics, and ordinary citizens. However, beneath all the heated rhetoric and opinions are hard facts and numbers. Certain tax rates in certain countries correlate with certain outcomes, regardless of whether these are acknowledged by various strains of financial opinion. Today, Business Pundit takes an honest look at twelve countries, six with the highest tax rates, and six with the lowest and examines other facets of those economies with an eye toward possible correlations

It is said that there are only two things in life that are certain. These are death and taxes. As much as we hate paying it, taxes are integral and crucial elements of society to run properly and for the bureaucracy to operate efficiently. It provides the money for public health, education, infrastructure and other things that a country needs. Some countries have a lower cost of living, with consistent living standards as well. Usually, cost of living indicators takes into account variables such as consumer index price as well as tax rates and rent indexes. For those interested in these countries, we have compiled a list of the 20 Countries with the Lowest Cost of Living in the World.
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Countries with the Cleanest Air in the World

The countries with the cleanest air in the world are surprisingly among the most beautiful countries in the world as well. Keeping any country with major cities clean is no small task, but the world's cleanest countries have figured out a balance between population and sanitation and work tirelessly to be the cleanest and most efficient countries.

If you’re making plans for summer vacation, you might prefer not to visit the smoggiest countries. But where might you go to find the cleanest air? According to World Health Organization’s report on the global air quality, you’ll find some of the cleanest air in Canada, the U.S., Europe (especially its northern regions) and Australia. If you’re hoping to breathe a bit easier this summer one of these places can be your destination.

These clean countries are the countries with the best air quality, the countries with the best outdoor spaces, and the countries with the cleanest cities. From the snow capped mountains of Canada to the sparkling waters of Costa Rica, there is no shortage of beauty to behold when visiting the most spotless countries on the planet. However, if you are a true health conscious citizen and care about other things beside the air as well, you might want to check out this list on Insidermonkey about the 20 countries with the best quality of life.
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Best Ways to Attract Customers Into Your Store

So what are the best ways to attract customers into your store? It’s a question that many of us ask, and it’s about time we get some answers. In order to survive in today’s society, many stores have to get creative to draw their customers in. Driving foot traffic to a bricks-and-mortar store may seem something of a lost art, but it's no less critical to the health of your business than it ever was.

It is important to present yourself and your product in a way which will not only attract the demographic you seek, but inspire them to come back again. If you run a small business, you have so many wonderful and creative opportunities to stand out this holiday season and get new customers without cutting prices and margins to the bone. Granted, everyone loves to get a great deal, but the holiday shopping season actually offers several opportunities to attract new customers to your business.

There’s a misconception in retail that you need to gain new customers all the time when in reality, repeat customers are what any business should aim for. Of course, gaining new customers along the way should remain on any business owner’s to-do-list – but if you treat all customers in a way that makes them want to return, merchants are more likely to gain long-term success. In addition, if you haven’t decided what business you should choose yet, you should also check out this list on Insidermonkey about The 12 Most Profitable Small Businesses instead.
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Best Paying Jobs for Doctors in the US

Healthcare practitioners are usually perceived as among the best-compensated professionals working today. But within their ranks, salaries and demand can vary greatly, particularly as the industry works to respond to rapid change. Now, if you are considering a physician career, and if money is a key factor in your decision, you must know about the best paying jobs for doctors among these many medical professions.

Of course it is less valuable to prescribe medications than to perform a difficult and complex surgery. That’s like asking is it more valuable to be the guy that works the register and pumps your gas or the guy that designs a new car. Invasive Cardiac Surgeons have worked hard for 4 years at medical school to score well on their board exams, compete for highly competitive top residency spots, then endure years of work weeks on a pittance of a salary and then when they finish, they get to apply for a highly competitive fellowship and get to earn the big bucks.

There's a reason parents dream their kids will grow up to be doctors, the profession consistently tops "highest paid" lists, medically geared or not, in addition to being relatively recession proof as health care is always a necessity. Salaries vary widely based on location, years of experience, and other factors, but when it comes to maximum earning potential, not all specialties are created equal. So we compiled a list with some of the best remunerated medical positions in the market featuring the Top Ten Best-Paid Medical Specialties.

Health Care isn't all about money, but if you want a medical career that pays the highest salary, Insidermonkey made a list of the best paying jobs for doctors just for people like you. Of course, these jobs are not obtaining the most easily. On average, the higher a salary is, the more education and experience is required.
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Most Profitable Non-Profit Companies

Although nonprofit organizations are permitted to generate surplus revenues, they must be retained by the organization for its self-preservation, expansion, or plans. NPOs have controlling members or a board of directors. Many have paid staff, including management, whereas others employ unpaid volunteers and even executives who work with or without compensation. And some of these nonprofit organizations somehow managed to make them very profitable. Now, if you are wondering, take a look at our list of the most profitable non-profit companies.

To be honest, it is easy for nonprofit organizations make a profit as they don't pay income tax on the money they earn from fundraising activities or donations. However, the organization must further a religious, charitable, scientific, literary, educational, public safety, amateur sports or cruelty prevention purpose to qualify for tax-exempt status; it must also provide a public benefit. Examples of nonprofit organizations include churches, hospitals and schools.

Nonprofit organizations receive approximately ten percent of their income from donations. There is a common belief by the general public that this percentage is much higher. In fact, many believe nonprofit organizations receive the bulk of their income from donations. In reality, most of the income received by nonprofits is generated from fees for services, sale of products, or earned interest on investments. The second highest source of income is government grants or contracts. Private giving is merely the third highest source of income for nonprofit organizations. To determine which the ten most profitable non-profit companies were, Insidermonkey have taken a look at some of their financials in order to determine the ranking. This is exactly what The NonProfit Times has done in their latest report.

Anyway, now that you know about the profitable nonprofit companies, take a look at our list of the planet’s 10 most profitable companies as well.
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Largest Online Retailers in the World

The current retail revolution isn’t about overthrowing the old elite; it’s about the speed with which the old dogs are learning new tricks. The largest e-commerce merchants remain those that started in bricks-and-mortar. So if you are curious to know about the largest online retailers in the world. You came to the right place to enlighten yourself.

E-commerce receive a big boost in the winter, when the “polar vortex” keeps so many people indoor. The same weather phenomenon delivered a blow not only to store-based retailers, but the nation’s economy as a whole. In the first three months of 2014, the country’s gross domestic product actually shrank, the first such decline in three years. After all, the online market proved itself very profitable; no wonder many investors have and are deciding to buy stock from these companies. So whether you’re looking to invest or buy, you should also check out our list of The Internet’s 5 Biggest Online Stores.

Anyway, there’s a lot that can be learned from bigger companies like Amazon and Apple, which seem to have their e-commerce businesses down pat. But that doesn't necessarily mean they have a clear advantage in this space. For example, smaller e-commerce sites have the opportunity to get to know their customer base better, and, therefore, give users what they want. So, take a look at our list on the Insidermonkey, know about these Largest Online Retailers in the World and find out what you should do.
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Best Free Apps You Should Use

Chances are, your mobile is already loaded with favorites like Facebook, WhatsApp and Angry Birds, but there’s a wealth of exciting software to be found when you dig a bit deeper. The App Store is loaded with gems that will totally change the way you use your phone. Now, if you are interested in such Apps, check this list we made on ten apps you aren’t using, but should be.

With more than 1 million apps available for download through iTunes, it can be a daunting to determine which ones are worth your time and money. For every killer app there are numerous pointless ones, from an entertainment and utilitarian point of view. That's true even of the many free apps available for iPhone. Even if you're not paying, you'll still spend time downloading and trying out new software, endeavoring to find the best fit for you.

While on the other hand, the Google Play Store is home to a massive number of apps and continues to grow every day. And many of the best options available through the Google Play store are free. The true challenge is sorting the must-downloads from the apps that will just waste storage space. From news readers, utilities, games, photo editors, media players and social networking tools, our list has everything you need from the store.

Anyway, while there are plenty of best-in-class free apps, many more are crap, and you don't want to waste your time deciding which is which. That’s why Insidermonkey sort through hundreds of apps to find these special apps that work well or accomplish some feat you didn't even know you needed done, but also don't cost a dime. However, if free apps aren’t your thing and you’d rather splurge on the most expensive apps out there, then check out this list of The 12 Most Expensive Apple Apps in The Market instead.
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Most Suicidal Cities in America

Although suicide is a topic that most of us would rather not discuss, it affects us all. We often comfort ourselves with the notion that it wouldn’t happen to us or those we love. After all, we believe that if our loved ones were feeling hopeless and depressed we would be among the first to know, and we would help them. So, before anything bad happens, let’s check out if your loved one lives in any of these 10 most suicidal cities in the U.S.

Each year in the U.S., more than 34,000 people commit suicide. But that's not the whole story. Truth is, suicide rates vary tremendously across the country, with the highest rates tending to be in rural areas and places where depressed people have easy access to firearms.

Some U.S. Cities were depressed even before the economy went on life support. These were the cities that saw the highest depression and suicide rates even while the Countrywide Financial was considered a respected mortgage lender. Why? Blame a variety of reasons, from divorce and crime to lousy weather and job loss. With the rest of the country struggles with the financial crisis, it is possible that some of these cities may soon become even unhappier.

After all, depression is one of the greatest risk factors of them all. So, Insidermonkey have taken a look at the States, and made a list of 10 most suicidal cities in America to enlighten you. Moreover, if you’re interested in a more global approach, check out our list of the 20 Most Depressed and Suicidal Countries in the World.
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Most Expensive Cities to Rent in the World

Rentals can vary hugely depending upon country, state, city or neighborhood. The national average rental price for a two-bedroom apartment in the United States tends to be around $1,000 per month, though in the world’s most expensive cities you might not even be able to rent a closet for that amount. In examining the most expensive cities to rent in the world, the price of housing is generally the largest factor impacting these expenses.

Various factors enter into a city's cost-of-living for expatriate employees, such as monetary value, consumer confidence, investment, interest rates, exchange rates of the country's currency, and housing costs. This list does not account for cost-of-living savings accrued to local citizens through government-subsidized housing, health care, and education, differences in taxation, and many other factors irrelevant to expatriates. Cost of living may be much higher for expatriates than for local residents in a developing country, especially if expatriates expect a standard of living similar to a developed country.

After all, living in a first world country can be great if you have the money to support the lifestyle and the opportunities that these cities offer. We have ranked nations, according to their consumer price index, but excluding accommodation expenses, such as mortgage and rent. Here some of the Top 15 Most Expensive Countries in the World – 2014, consider yourself lucky if you can afford to live in one of these.
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Countries with the Highest Life Expectancy in the World

Want to live to a ripe old age? By far the most important factor in life expectancy is wealth; richer people tend to eat healthfully and smoke and drink less. They also have access to the best health care. And if you want to live that kind of life, you should know about the countries with the highest life expectancy.

Life expectancy equals the average number of years a person born in a given country would live if mortality rates at each age were to remain constant in the future. A recent study by the United Nations shows that the United States still trails, many of the world's countries when it comes to life expectancy. Life expectancy at birth refers to the number of years a newborn would be expected to live if current patterns of mortality at the time of birth were to stay the same throughout their life. Life expectancy at birth is also a measure of overall quality of life in a country and summarizes the mortality at all ages. It can also be thought of as indicating the potential return on investment in human capital and is necessary for the calculation of various actuarial measures.

Now, if you are interested in knowing about the name of these countries, you should visit Insidermonkey and read the detailed article about the Countries With the Highest Life Expectancy. Moreover, if you want to know more about various countries and their conditions, our list containing The World’s 15 Healthiest Countries will enlighten you as well.
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