Raising your credit score 100 points is easier than many people might think, especially if you currently have bad credit. Pull your credit score to determine where you are and how much damage control you need to do. There are dozens websites that will let you get your credit score in no time at all, but Credit Karma is one of our personal favorites. Credit Karma is secure, easy-to-use, and the best part is, it’s free! Credit Karma not only shows you your credit score, but it also explains why you credit score is that number. Insidermonkey experts made a list of 9 fastest ways to increase your credit score by 100 points.
Now that you know your credit score, we can start working to make it better. One of the best ways to have a great credit score is to always pay your bills on time. Missing one bill can lower your credit score by as much as 100 points. To begin your credit card recovery journey, make sure you pay all of your late payments and don’t miss another bill payment. While paying those outstanding debts isn’t going to raise your credit score, it will keep it from getting any worse. You can also check our list of 6 Easiest Prepaid Debit Cards to Get For Teens.