10 Best Places to Retire in Florida On The Water

Retiring near the coast is many people’s dream. Visions of beautiful sunrises or sunsets over the water, boating, swimming, fishing, walks on the beach – it sounds great. But one practical thing that often gets in the way is the price of real estate. Those great views and proximity to the water usually come with a price tag that reflects marketplace demand. Fortunately, not every town on the water is out of reach. Some of these places to retire might not be as chichi as Naples, FL, but there are surprisingly nice places to retire priced below the national median cost of a home. Insidermonkey experts made a list of 10 best places to retire in Florida on the water.

The first thing we noticed when compiling this article is that home prices have really gone up since the 2007 recession started hammering real estate. The other observation we would make is that your best chance of finding an affordable coastal place to retire is in Florida. Perhaps it is the sheer size of its coast and all of the possible places to retire there, or maybe it is a result of the overbuilding in the lead up to the recession, but Florida has many affordable coastal towns. You can also check our list of the best places to retire in Florida Gulf Coast and the best places to retire in Florida on social security.

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