Let’s take a more in-depth look at this student loan debt epidemic. On average, graduates make payments of about $350 per month in the lengthy process that is student loan repayment. Though, may skew the picture slightly, as median monthly student loan payments are more in the neighborhood of $200, indicating that higher-than-average debts may be warping the overall degree to which graduates are in debt. Even with these markedly lower monthly student loan figures, however, many still struggle to make these payments, with student loan delinquency rates–figures tracking those over 90 days delinquent or in default–above 11% at last glance. Insidermonkey experts made a list of 7 easiest US states to pay off student loan debt.
We have picked one state from the list: Arizona. It has a average student loan balance of $22,609. The average annual wage is $46,209 and the ratio of student payments to disposable income is 14.22%. Though Arizona posted an average annual wage slightly lower than the national average, the state more than makes up for this $3,000 discrepancy with an average student loan balance $15,000 below the average debt of a student graduating in the class of 2016. With that kind of financial wiggle room, the prospect of emerging from a canyon of student loan-induced debt becomes much more less daunting almost instantly. You can also check our list of 11 easiest and best-paying jobs in the world.
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